Your Data May Be For Sale on the Dark Web. Here’s What You Can Do About It.
The digital world makes life easier, but it also comes with risks. Hackers are constantly looking for new ways to steal your Personally Identifiable Information, or PII. This includes passwords, email and home addresses, Social Security numbers, and bank account details. Once stolen, this data often ends up for sale on the dark web, a hidden part of the internet where criminals trade this information.
The Problem
It’s no longer enough to hope your data won’t be stolen. Hackers can use stolen PII themselves or sell it to others. The problem is so widespread that companies like Apple and Google now offer dark web scans to alert users if their data has been compromised.
To make matters worse, scammers are sending unsuspecting victims fake “dark web alerts” through email. These phishing messages trick people into clicking malicious links or sharing personal information. Sometimes, they even include victims’ stolen details to look more convincing.
How to Protect Yourself
The Federal Trade Commission (FTC) recommends four key tactics to reduce your risk:
- Don’t click suspicious links. If you get an email claiming your data is on the dark web, don’t use the links or phone numbers included. Instead, contact the company directly through its official website or customer service number.
- Change your passwords. Start with your email accounts, since they’re often the gateway to access other accounts through password reset requests. Use strong, unique passwords for each account and enable multifactor authentication whenever possible.
- Check your credit report. Visit AnnualCreditReport.com to get free reports from the three major credit bureaus. Review them carefully to make sure no one has opened accounts in your name. If you spot something suspicious, report it at IdentityTheft.gov.
- Freeze your credit. A credit freeze prevents new accounts from being opened in your name. It’s free to set up and remove. Alternatively, you can place a free fraud alert, which makes it harder for thieves to get credit using your information.
The Reality of Data
Your personal data is valuable, and criminals know it. While you can’t always stop hackers from stealing information, you can take steps to protect yourself. Be skeptical of unexpected alerts, strengthen your passwords, monitor your credit, and consider freezing it altogether if you suspect your data has been compromised.
The dark web may be a marketplace for stolen data, but with smart habits and proactive measures, you can reduce the damage and stay one step ahead of identity thieves.
When in doubt, call our Contact Center at (518) 393-1326 Option 2 or visit a branch for assistance. Staying informed is your best defense!