Is a HELOC Right for You? A Simple Guide to Using Your Home’s Equity Wisely
If you have built equity in your home, a home equity line of credit, or HELOC, could give you flexible access to funds for your financial goals....
Blog
Understanding Your Credit Score: A Guide to Building Better Credit
08 June
in Member Education
Understand what your credit score means, what affects it, and how you can take practical steps to improve it over time....
May Money Reset: Simple Ways to Organize Your Finances and Feel More in Control
11 May
in Member Education
A May Money Reset is not about being perfect. It is about pausing, getting honest, and creating a plan that helps your money work better for your life....
Driving Into Summer: Should You Buy, Refinance, or Keep Your Current Car?
If your current vehicle is no longer keeping up with your plans, this may be the right time to ask a smart question: should you buy a new car, refinance your current auto loan, or keep driving what you have?...
Spring Travel Security: Protect Your Finances on Vacation
Learn smart spring travel banking security tips, including how to set travel alerts, secure cards on vacation, avoid public Wi‑Fi risks, and what to do if a card is lost while traveling....
Best Budgeting Tools to Help You Manage Money Smarter
20 April
in Member Education
Learn how to use apps, worksheets, and our online budget calculator options to track spending, plan savings, and build a smarter budget....
Teen Debit Cards and Their First Credit Cards: Helping Families Build Money Confidence
Learn how teen debit cards for ages 13+ and first credit cards for ages 18+ can help families build strong money habits. Explore the features and benefits available through First New York....
7 Credit Union Member Benefits You May Not Be Using Yet
Discover the hidden benefits of credit union membership, from checking perks and digital banking tools to family programs, savings options, and financial wellness support from First New York Federal Credit Union....
It’s Your Money: Apr-Jun 2026 Newsletter
23 March
in Publications
The First New York newsletter, It's Your Money, features our most recent news and promotions! Read our April-June 2026 issue now!...
A Beginner’s Guide to Saving for Retirement
20 March
in Member Education
Learn how to start saving for retirement, how much to save, the pros and cons of each retirement savings option, and how First New York products can fit your plan....