• Receive a discount of 0.25% Annual Percentage Rate with automatic loan payments

• Borrow up to $25,000 per member, subject to credit approval**

• Choose a repayment term, up to 5 years, that meets your needs

• Minimum loan is $500

• Debt protection available

A personal loan is an easy solution to covering emergency, vacation, wedding, and home remodeling expenses. First New York’s team of loan experts can help you determine the best personal loan solution for your needs. Let’s get you the best financing for your unique situation.

• Interest rate is 3% above the share dividend rate and adjusts quarterly***

• Term up to 10 years

• Receive a monthly statement by mail or by e-statement

• Maximum amount is based on the account balance

• Borrow up to Share Balance

Start using your savings to cover a big expense. If you’re exploring your options on how to cover a major purchase, discover how a Share Secured Loan can help.

• Interest rate is 3% above the share certificate dividend rate****

• Term up to the term of the new share certificate term or remaining balance of share certificate term

• Receive a monthly statement by mail or by e-statement

• Maximum amount is based on the account balance

• Borrow up to Certificate Principal Balance

Use your certificate account to fund a major purchase. Like a Shared Secured Loan, you can borrow against the money in a certificate account to help get the funds you need.

• Variable rate based on Prime Rate; adjusts quarterly

• Receive a monthly statement by mail or by e-statement

• Borrow up to the $5,000 maximum line of credit******

Shield yourself from overdraft, returned checks, and all the related fees with Cashline Overdraft Protection. Let us help you prevent accidental overdrafts or issue a loan up to the amount of your approved limit to cover expenses.