Safety First: Misleading Mail
We often hear about email and phone scams, but what about traditional mail scams? Mail fraud remains a serious crime and is a common tactic used by scammers today.
What to Watch Out for with Mail Fraud
Here are some examples of fraudulent mail that our members have reported after noticing something suspicious:
A few of the key signs to look out for that we see in these letters are:
- Generic Company Names: Legitimate companies usually choose distinctive names. Be cautious of names like “New Home Warranty” or “American Home Protect” that sound overly generic.
- Sense of Urgency: Scammers often create a sense of urgency. For mail fraud, they might use phrases like “Final Notice” or “Immediate Response Required.” This is a major red flag if you haven’t received any previous letters.
- Unrequested Services: Think carefully. If you never requested a home warranty, receiving a final warning for one should raise your suspicions.
How to Protect Yourself from Mail Fraud
- Verify the Source: For any unsolicited mail, always check the source. Start by researching the company online and reading reviews. If you can’t find a website, it strongly indicates that you might be dealing with a scammer.
- Safeguard Your Personal Information: Never share your social security number, bank account details, or other sensitive information with a company unless you are 100% certain it is legitimate and has a valid reason for needing it.
- Report Suspicious Mail: If you suspect you have received fraudulent mail, report it to the U.S. Postal Service.
To protect yourself from mail fraud, it’s crucial to stay informed about scammers’ various tactics and be aware of the warning signs. Always verify the legitimacy of any mail requesting personal information and report any suspicious mail to the U.S. Postal Service. And remember, First New York will never contact you requesting photos or personal information. If you receive any communication claiming to be from us, disconnect immediately and report it to our team by calling 518-393-1326, option #2.
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