Protecting Your Passwords
First New York and other organizations that manage your sensitive information and data take a number of precautions to keep that data safe. The actions you take are equally important to keep yourself protected and avoid exposing your online identity to malicious actors.
Safe Computer Practices
Taking the following steps can make all the difference when it comes to keeping your information secure:
- Choose secure passwords that have at least eight characters for all online accounts.
- Avoid using easy to guess passwords (like a birthdate or family member’s name).
- Keep your passwords confidential. This means they should not be stored anywhere that is easy to find or shared with anyone else.
- Use different passwords for each online account.
- Keep your devices safe by requiring passwords to use them.
- Update passwords annually.
- Only use trusted devices when accessing your financial accounts. Do not use computers in public places or on unsecured internet networks.
An Extra Layer of Security
Another strategy that can help keep your information secure is multifactor authentication. When using multifactor authentication, a password along with a second form of verification is required to access online accounts. This is often in the form of a code sent via text message, email, or third-party authenticator app which offers even more security.
In addition to multifactor authentication, enabling biometric features such as facial or fingerprint recognition provided added protection should your device be lost or stolen.
My First New York requires multifactor authentication to access every account and offers biometric features, however some online accounts may offer these features as optional additions. If available, you should always be taking the highest level of precaution, especially when your personal information and data is at stake.
Online Security Audit
Setting strong passwords is only half of the battle. Continuously maintaining your online security ensures you remain safe across your accounts long-term. If you save login details for online accounts in your web browser, most browsers offer services that can help you identify weak or compromised passwords. You can often review a list of all of your saved passwords to check for update histories, repeat passwords, and more.
You can also use trusted websites like haveibeenpwned.com that allow you to enter your email address or phone number to discover whether it has been found in a major data breach and receive a summary of all leaked data.
Moving Forward
While organizations have a responsibility to offer a secure environment to store your personal data and information, you are ultimately the last line of defense against fraudsters and identity thefts. Being vigilant and consistent with your password security could protect you from an identity theft crisis and prevent major losses.
If you have any questions or concerns about password security, call our Contact Center at (518) 393-1326, Option 2 or visit a branch for assistance.