
Love Your Car But Hate Your Payment?
When you love your car, but hate your car payment, it’s time to refinance your auto loan. First New York may be able to lower your interest rate and reduce your monthly car payment. Our loan experts make this an easy, comfortable conversation with no risk or obligation to you.
Plus, we’ll give you up to one hundred and fifty dollars cash back, and defer your next payment for up to four months. There’s no catch, this is just what we do: Save real people real money.
Apply online, visit any of our convenient branch locations, or call 518-393-1326, option 3. It’s fast and easy.
You’ll see why so many people come to First New York for great rates, and stay for great service.
Terms and conditions
*Rates as low as 2.49% APR for 24 months. **Up to $150 cash back. ***Defer first payment for up to four months. *Annual Percentage Rate. Competitive Fixed Rates. Previously owned or titled. Financing up to 100% of the NADA value or purchase price, whichever is less, PLUS tax, title, registration, and warranty. VEHICLES PRIOR TO AND INCLUDING 2013: We will finance the purchase price or NADA value, whichever is lower. The annual Percentage Rate (APR) offered is subject to change and all loans are subject to approval. A 0.25% APR discount is available for automatic loan payments and automatic payment discounts are reflected in the rates above. A 0.5% APR discount is available on auto loans for hybrid cars. The actual rate may vary. The monthly payment amount shown is calculated per $1,000 and is based on a 30-day month. **Minimum loan amount eligible for a cashback offer is $7500 and the actual amount of cashback is determined by the final amount financed. $7,500 to $14,999: $75, $15,000 to $24,999: $100, $25,000 and up: $150. This offer does not apply to existing First New York loans, and cannot be combined with any other offers or promotions. Offer valid during promotional period only. ***Interest will continue to accrue from the date of loan disbursal and become due once payment begins. Interest begins accruing on loans when funds are disbursed.
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