It’s Your Money: November and December 2022 Edition
In this Issue!
Here, are the main things you need to check out within our November and December 2022 “It’s You Money” issue:
- First New York won 5 Daily Gazette 2022 People’s Choice Awards
- Turkey Tuesday 2022 Promotions: Exclusive Offerings & a Big Ol’ Giveaway
- Giving Tuesday Matching Campaign: Nominate Your Favorite Charity
SPREADING THE NEWS!
We are honored and humbled to have won five categories in the Daily Gazette’s 2022
Best of the Best People’s Choice Awards. To our members, team and everyone who voted,
THANK YOU for voting us the BEST in the following categories:
- Credit Union
- Bank
- Mortgage Lender
- Investment Firm
- Place to Work
BIGGER ISN’T BETTER.
Bigger is not better, especially when it comes to your choice in banking. At First New York Federal Credit Union, we know that to be better, we have to do better. Since 1937, our focus has been on making First New York a credit union of which our members can be proud. Where every member is valued, and nobody gets lost in the shuffle.
But don’t take our word for it. Take it from the people who know us best: Our members. They’ve known us since our founding as Schenectady Teacher Credit Union. They’ve experienced first-hand our commitment to exceptional member service, community support and continuous innovation.
Turkey Tuesday 2022 Promotion
This November 22, 2022 don’t miss our 2022 Turkey Tuesday special offers! Make this year’s holiday shopping easy and affordable with values on credit cards, Visa® gift cards, personal loans and a Big Ol’ Giveaway. Visit a branch on November 22 from 8 AM to 6 PM or visit FirstNewYork.org for more details!
Promotion 1: Special Visa® Credit Card Rate
Low 3.99% APR* on all purchases made from November 1 to December 31, 2022.
Promotion 2: One-Day Only Personal Loan Offer
Apply in branch or at FirstNewYork.org on November 22. As low as 4.99% APR** on up to $2500, with up to a 24-month term.
Promotion 3: Zero-Fee Visa® Gift Cards***
An easy gift made even easier. Purchase Visa Gift Cards without those nasty fees, so 100% of your gift goes to your family or friend. Limit five per person.
Promotion 4: Big Ol’ Giveaway!
Visit any of our eight branches on November 22, and enter for your chance to win one of this year’s BIG OL’ Prizes! We’ll draw three winners on November 23. The first winner takes their pick of the three prizes, second picks from the two remaining, and the third gets whichever great prize remains.
Enter for your chance to win**** a Snowblower, 65” TV or $500 Visa® Gift Card
Visit any of our eight branches on November 22, 2022
Nominate Your Favorite Charity For The Season of Giving…TWICE
We want to know what your favorite charities are. Why?
REASON 1: First New York is proud to be the first credit union in New York State and on the East Coast to offer NetGiver, a new free donation platform sponsored by credit unions. NetGiver enables 100% zero-fee donations to non-profits and charitable organizations.
REASON 2: We’re kicking off this new platform by announcing The Season of Giving Twice! Starting on November 29 – Giving Tuesday – donate to one of our three designated charities, and we’ll match it at 50%. The Giving Tuesday Matching Campaign will run from November 29 to December 31, 2022 or until the $20,000 in matching funds are gone, whichever comes first.
Need Additional Information: Contact Us
As your credit union, First New York Federal Credit Union is always here to support you and your financial journey. Contact us today for sound financial advice from local experts.
Not a member? Become a Member online.
Disclaimer
*Annual Percentage Rate. Promotional APR is applicable for all purchases made during the promotion period beginning 11/1/2022 until 12/31/2022. After
12/31/2022 rate is based on Prime Rate, as published in the Wall Street Journal, plus a margin. APR on those purchases will remain 3.99% through June
30, 2022. Prime Rate as of 9/27/2022 is 6.25%. The APR will not exceed the ceiling, or highest APR, which is the NCUA usury rate in effect at the time. As of
08/01/2022, the NCUA usury rate was 18.00% APR. Rates are subject to change at any time and are subject to approval. Offer valid for existing First New York
credit card holders only. Offer not valid for card holders currently in another promotional program. For Fee information, read our Promotional Visa Credit
Card Disclosure at FirstNewYork.org. **Annual Percentage Rate. Interest rate is fixed. Personal loan promotion is only valid for loans with an application
date of 11/22/22. Promotional discounted rate as low as 4.99% (for those who credit qualify) with a maximum term of 24 months with an automatic payment
transfer required. Member must be in good standing. Additional rates and terms available. Only one promotional personal loan per member. All loans are
subject to approval and actual rate may vary. Personal loan must be at a $500 minimum and $2500 maximum, refinancing of existing First New York personal
loans are available with a minimum of $500 of new funds accessed. ***Visa Gift Card fee is waived for the first 5 gift cards purchased on 11/22/22 only.
Maximum of 5 gift cards per person while supplies last. Must be a First New York member to purchase. Membership can be opened the same day, as long
as the $1 membership share and the gift card purchase are both made in cash. ****Drawing is valid only for First New York members. Membership can be
opened the same day. Entries will be accepted at First New York branch locations until 11/22/2022. Actual drawing will take place 11/23/2022. Winner will
be contacted by phone and must pick up prize within one week of notification or another winner will be chosen. Odds of winning are based on number of
entries received. One snow blower, one 65” television and one $500 Visa gift card will be awarded. The winner of the first drawing will choose from the three
prizes, the second will choose from the two remaining prizes and the third will win the remaining prize. All prize values will be reported as dividends. First
New York employees and their families are not eligible for drawing.
I nominate Reece’s Rainbow, advocating and fundraising for international adoptions of children with special needs.
Maya’s Hope, providing basic needs to families in poverty whose children have disabilities or medical conditions.
The Hope Effect
Also, Hope and Homes. Orphanages harm and stunt kids, especially those with special needs, so I love their mission, deinstitutionalization.
Sarah’s Covenant Homes, a small organization providing quality lifelong orphans with special needs in India.