*Annual Percentage Rate (APR). Rates are fixed and competitive. Financing available up to 125% of the lesser of NADA Retail Value or purchase price, plus tax, title, registration, and eligible warranty costs, for eligible model years 2021-2027 that have never been owned or previously titled. For loan terms of 72 months or longer, a minimum loan amount of $20,000 is required. All loans are subject to credit approval, verification, and underwriting requirements. Rates and terms may vary based on creditworthiness, loan amount, term, collateral, and other factors. Advertised rates include a 0.25% APR discount for automatic loan payments. please review Our Rates. A 0.50% APR discount is available with a new direct deposit relationship and enrollment in eStatements. An additional 0.50% APR discount is available on qualifying hybrid vehicle loans. Discounts may not be combined with other promotional offers unless otherwise stated. Internal refinances of existing First New York Federal Credit Union loans do not qualify. Promotional offers are available for a limited time and may be withdrawn or changed without notice. Any cash bonus or incentive paid in connection with this promotion may be reported as dividends for tax purposes. Membership at First New York Federal Credit Union is required. First New York Federal Credit Union employees are not eligible.

**Membership eligibility required. Federally insured by NCUA. Equal Housing Opportunity. NMLS #477178. Promotions and rates are subject to change without notice. Other restrictions may apply.