
Four Steps to Becoming a First New York E-Member
Get More Perks as a First New York E-Member
Are you a First New York Federal Credit Union e-member?
As an e-member, you can go greener, access more member benefits, and manage your banking online. It’s as easy as using select First New York services! In this guide, we’ll cover the four steps you need to take to become an e-member.
E-Member Eligibility Requirements
First New York makes it easy for you to qualify as an e-member. We classify an e-member based on the services they use. To be eligible as an e-member, you must be someone who has the following services:
- Transaction account (also known as a checking account)
- Registered for E-Statements
- Active Visa® Debit Card
- Registered for First OnLine internet banking
It’s all FREE! When you use these services, you get enrolled as an e-member and are eligible for exclusive perks.
E-Member Benefits
When you enroll in all of the credit union services above, First New York rewards you with exclusive perks. Here’s what you can enjoy as an e-member:
- Unlimited FREE ATM transactions at First New York ATMs
- 5 FREE non-First New York ATM withdrawals per month
- 1 overdraft transfer fee waived per month
- 1 FREE standard outbound account-to-account transfer per month (transfer money between your FNY accounts and accounts you have at other financial institutions)
- 1 CARFAX® vehicle history report per year
Four Steps to Becoming an E-Member
You can use these four steps to qualify as a First New York e-member. Pro tip: You can always call your Member Service Specialists to check your enrollment or help you with the steps below at (518) 393-1326, press 2.
Step 1: Have an FNY Transaction Account
Opening a First New York FCU Transaction Account is fast and easy! You can choose between an All Access Account or Choice Account. There are no hidden charges, and you receive a complimentary Visa® debit card.
Step 2: Register for E-Statements
Choose a greener way to bank! Enroll in e-statements and receive your bank statement electronically through First OnLine.
Step 3: Own an Active Visa® Debit Card

When you open a First New York transaction account, you’ll receive a complimentary Visa® Debit Card.
Here are some exclusive features:
- Tap-to-Pay
- Purchase alerts and notifications
- Digital Wallet enabled
Step 4: Enroll in First OnLine

Bank online anytime, anywhere with First OnLine. Manage your account from your computer or via our mobile app FNY On-The-Go. If you haven’t set up your First OnLine account, call a Member Service Specialist at (518) 393-1326, and press 2.
Unlock Your Additional Rewards
After following these four steps, you’re ready to become an e-member. Contact us to learn more or to check your e-member status.
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