Cool Ways to Save: Energy-Smart Tips for Your Summer and Your Wallet
Summer in Capital Region brings sunshine, BBQs, and plenty of opportunities to make memories. But it can also mean rising energy bills and steamy afternoons searching for relief. Luckily, making your home more energy efficient doesn’t have to be expensive, complicated, or overwhelming. At First New York Federal Credit Union, we know that a few small tweaks can keep you cool, help the environment, and make a real difference for your budget.
Why Save Energy in the Summer?
There’s more at stake than just saving a few dollars. Lowering your energy use helps reduce your environmental footprint. It eases the load on the local power grid. And yes, it keeps more money in your pocket for things that matter, whether that’s weekend getaways, home upgrades, or a little extra breathing room in your budget.
Top Summer Energy Saving Tips
1. Turn Up Your Thermostat, Not the AC
Setting your thermostat just a few degrees higher in summer pays off. The Department of Energy finds that keeping it at 78°F when you’re home is a sweet spot for comfort and efficiency. Use fans as they create a breeze that makes it feel cooler so you can nudge the AC up even further.
2. Block Out the Heat
Close curtains or blinds on the sunniest windows during peak hours. Seal windows and doors to keep the cool air in and the heat out.
3. Grill More, Bake Less
Using the oven on a hot day is like paying your AC to work overtime. Take the party outside and grill, use the microwave, or opt for no-cook meals when you can.
4. Switch to LEDs
Old bulbs give off more heat than light. LEDs use up to 90% less energy and last way longer, so swap them in where you can.
5. Check Your Cooling System
A dirty filter makes your AC work harder and costs you more. Replace or clean filters every month or so during heavy use.
6. Harness Smart Technology
Consider a programmable thermostat. It takes the guesswork out and helps you keep your energy use in check while you sleep or when you’re away.
Financial Tools for Smarter Energy Use
Here’s where First New York Federal Credit Union steps in to help you make real long-term progress:
- Solar Loans: Take advantage of rates as low as 4.74% APR* to invest in solar energy for your home. It’s easy, affordable, and good for your budget and planet.
- Home Improvement Loans: Upgrade your insulation, windows, or cooling systems with a flexible home equity or personal loan tailored to your needs.
- Digital Banking Tools: Monitor your expenses and set savings goals for your summer projects with our free mobile app, available for both Apple and Android devices.
Plan for Year-Round Wellness
Saving energy this summer isn’t complicated when you have the right tips and financial tools. For additional assistance managing your saving and spending, schedule a Financial Wellness Check to speak with a dedicated expert about achieving your financial goals.
Stay cool, keep saving, and let’s make this a rewarding season together!
*Annual Percentage Rate (APR) is fixed. Actual rate offered may vary. Rates are subject to change at any time and all loans are subject to approval. Monthly payment amount is calculated per $1,000 and is based on a 30 day month.