Save, Learn, Grow!
- $2 to join*
- E-Z Access Visa® Debit Card program
- Exclusive contests, giveaways, and prize parties
- Additional in-school rewards
- Participating schools across the Capital Region, elementary through high school
First New York’s KIDS Banking program makes it easy for kids and teens to start banking. All you need is $2* to open a KIDS Savings account for your minor. Once enrolled, your minor will have access to exclusive KIDS Banking events and contests. If your child is in a participating school, they’ll have additional in-school banking rewards.**
KIDS Banking Program Details
| KIDS Banking Highlights | KIDS Bankers | In-School Banking |
|---|---|---|
| $2 Enrollment* | ✓ | ✓ |
| $10 Report Card Reward every quarter*** | ✓ | ✓ |
| Redeem a prize for every 5th and 10th deposit | ✓ | ✓ |
| Grand prize for every 15th deposit | ✓ | ✓ |
| Enter annual Millionaire for a Day contest | ✓ | ✓ |
| E-Z Access Visa® Debit Card for 13-17 year-olds | ✓ | ✓ |
| Bank in-school** | – | ✓ |
| In-school Prize Party Days** | – | ✓ |
| PTO/PTA Partnership**** | – | ✓ |
| *The $2 is composed of $1 for the child and $1 for the joint member on the account. **In-school banking and its features are available only at participating schools. If you’re an administrator, teacher, parent, or guardian who’d like to participate, please call and email Michelle LaVoy, (518) 393-1326,1802/[email protected]. ***KIDS members in grades K-8 can earn $10 every quarter when they present their report card at a First New York branch within 30 days from the date the report card was issued (up to $40 per year). ****First New York partners with PTO/PTA organizations. We donate $10 for every new KIDS Savings account opened up to $1,000. $10 limited to one KIDS Banker. | ||
In-School Bankers Get More!
As a proud partner of schools across the Capital Region, we’re able to offer our KIDS Banking Program during the school day! Here, are some of the highlights of our in-school program.
- Bank In-School: Kids can open a KIDS Savings account or deposit money
- Prize Parties: All school bankers making a deposit receive a prize on Prize Party Days!
- PTO/PTA Partnership: First New York donates to your Parent organization based on the number of new accounts opened- up to $1,000!*****
Call and email us to learn if your school participates or see how your school can join our KIDS Banking Program.
Millionaire For a Day
How cool would it be to have your child treated like a Millionaire for a Day****** and enjoy:
- Backpack Full of School Supplies
- Pizza Party for the Class
- Special Ride to a Branch for the Winner and Two Friends
- Backstage Tour of the Branch
- Ice Cream with the CEO of First New York
- Participation in the Schenectady Holiday Parade
Annual Scholarships
First New York awards scholarships annually to students meeting the following criteria:
- Member in good standing at First New York FCU
- Graduating High School Senior
- Planning to attend an accredited two-year or four-year college
- An active volunteer and/or active in their community
Debit Cards Made E-Z
Our E-Z Access Visa® Debit Card gives young adults the chance to start spending. It’s designed to help kids learn positive financial habits while giving parents control. We’ve specifically created built-in protections to prevent overspending, block transactions, and monitor activity. Check out the debit card features available to our KIDS Bankers (age 13+)!
| E-Z Access Visa® Debit Card Features | What Teens Enjoy | Parental Controls |
|---|---|---|
| Linked to a joint KIDS Banking checking account † | ✓ | ✓ |
| Accepted worldwide | ✓ | – |
| Free First OnLine and FNY On-the-Go access | ✓ | ✓ |
| Built-in overspending protections †† | ✓ | ✓ |
| Unlimited access to FNY ITMs | ✓ | – |
| Unlimited access to FNY ATMs | ✓ | – |
| Unlimited access to 30,000 surcharge free CO-OP or SUM networks | ✓ | – |
| No monthly service charge | ✓ | – |
| 5 free monthly non-FNY ATM withdrawals | ✓ | – |
| Monthly e-statements | ✓ | ✓ |
| Setup card notifications | – | ✓ |
| Setup spending limits | – | ✓ |
| Block transactions by vendor and location | – | ✓ |
| Manage your card through the FNY On-The-App Go mobile app and First OnLine | ✓ | ✓ |
| †For additional protection, all KIDS savings and E-Z accounts are joint accounts with a parent or guardian. You must have a KIDS savings and E-Z account to receive an E-Z Access Visa® Debit Card.††E-Z Access Visa® Debit Cards have built-in protections that prevent overdrafts and overspending. | ||
Ready to Apply?
In order to apply for an E-Z Access Visa® Debit Card, you’ll need to have a KIDS savings and E-Z account for your minor through First New York. To have your minor become a member, click the button below. If you have questions about our program and how to get started, text or call us at (518) 393-1326.
Volunteer Spotlight
We love to hear about the volunteer activities in which our KIDS Bankers participate.
*The $2 is composed of $1 for the child and $1 for the joint member on the account.
**In-school banking and its features are available only at participating schools. If you’re an administrator, teacher, parent, or guardian who’d like to participate, please call and email us.
***KIDS members in grades K-8 can earn $10 every quarter when they present their report card at a First New York branch within 30 days from the date the report card was issued (up to $40 per year).
****Drawing is valid only for First New York youth banking members. Completed Passport Entries will be accepted at First New York branch locations as well as via Email, USPS mail and Fax until 07/12/2024. Actual drawing will take place 08/02/2024. There will be one first place winner, one second place winner and one third place winner. Winners will be contacted by phone. Funds will be reported as dividends.
*****First New York partners with PTO/PTA organizations. We donate $10 for every new KIDS Savings account opened up to $1,000. $10 limited to one KIDS Banker.
******Drawing is valid only for First New York KIDS Banking members in grade K-8th. Entries will be accepted until 11/1/2024, and the actual drawing will take place on 11/14/2024. Winner will be contacted by phone. Prize is valued at $500.00 and will be reported as dividends.
†For additional protection, all KIDS savings and E-Z accounts are joint accounts with a parent or guardian. You must have a KIDS savings and E-Z account to receive an E-Z Access Visa® Debit Card.
††E-Z Access Visa® Debit Cards have built-in protections that prevent overdrafts and overspending.